Burglary and Housebreaking Policy

Burglary and Housebreaking Policy

Burglary/House Breaking Policy

This policy can be taken by any business organisation/establishment whose property is exposed to risk of burglary; one who is-liable for goods in trust/commission; one who is liable to make good damage to premises. The policy covers the property against loss/damage by Burglary/House breaking.

Burglary and Housebreaking Policy Covers

  • Property contained in a business premises owned by the Insured like stocks, furniture etc.
  • Stocks held in trust/commission and for which the Insured is responsible if specifically insured.
  • Damage_to premises by burglars (which one has to make good).
  • Cash, valuables, securities kept in a locked safe or cash box in locked steel cupboard if specifically covered.

Burglary and Housebreaking Policy does not Cover

  • Jewellery, curios, title deeds, business books unless specifically insured.
  • Loss due to shop lifting” acts involving insured/
    his family members / employee.
  • War perils, Riot & Strike ( covered by payment of additional premium), Acts of God, Nuclear perils.
  • Loss by abstraction from a safe using a key or duplicate key, unless key is obtained by violence or threat.

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Posted in General Insurance.

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